Latest FinTech & Blockchain News

đź“…May 21, 2026 at 1:00 PM
FinTech and blockchain news is centered on tighter U.S. payment access rules, intensifying prediction-market regulation, and accelerating corporate crypto adoption.
1

Federal Reserve proposes limited fintech payment accounts

The U.S. Federal Reserve has proposed a new, more limited type of payment account for firms including fintechs, allowing them to move money across Fed payment infrastructure without access to intraday credit, the discount window, or interest on reserves Source 1. The Fed says the framework is meant to balance broader payments access with lower systemic risk, and it has asked regional Reserve Banks to pause pending nontraditional account requests while the proposal is reviewed Source 1.

2

CFTC-state clash over prediction markets intensifies

The Commodity Futures Trading Commission escalated its fight over prediction markets by filing an amicus brief in the Sixth Circuit, reaffirming that CFTC-registered markets fall under exclusive federal jurisdiction Source 2. The dispute is colliding with state-level crackdowns, including Minnesota’s new restrictions on platforms such as Kalshi and Polymarket, which the CFTC has now challenged in court Source 2.

3

Minnesota passes prediction-market ban, prompting federal lawsuit

Minnesota lawmakers approved legislation that would make operating or assisting in a prediction market a criminal felony, and the governor signed the measure into law Source 2. The CFTC sued the state on May 19, seeking to block the law before it takes effect and arguing that federal regulation preempts state action in this area Source 2.

4

SEC proposes semiannual reporting option for public companies

The SEC proposed rule and form amendments that would let public companies file semiannual reports on a new Form 10-S instead of quarterly Form 10-Qs Source 2. The move is framed as a capital-formation reform that could reduce ongoing disclosure burden while still satisfying interim reporting obligations under the Exchange Act Source 2.

5

OCC announces continued reforms to ease community bank burden

The Office of the Comptroller of the Currency followed with additional supervisory and regulatory reforms aimed at reducing burdens on community banks Source 2. The announcement suggests a broader deregulatory push in U.S. banking oversight that may also affect fintech-bank partnerships and compliance expectations Source 2.

6

Corporate crypto seen entering a strategic adoption phase

A new industry outlook argues 2026 could be the year corporate crypto shifts from experimentation to strategic implementation Source 3. The piece points to regulatory shifts and stablecoin payment rails as key forces making crypto more practical for treasury, payments, and cross-border use cases Source 3.

7

FinVolution wins top honors across all six Extel Asia executive categories

FinVolution Group was named a “Most Honored Company” in Extel’s 2026 Asia Executive Team Awards, repeating its recognition in the non-bank finance sector Source 4. The company also won top honors for Best CEO, Best CFO, Best Investor Relations Professional, Best Investor Relations Team, and Best Investor Relations Program Source 4.

8

Mollie reports strong revenue growth in European payments

Dutch payments platform Mollie posted a 29% increase in net revenue, underscoring continued growth in European fintech payments Source 5. The result highlights how profitable expansion in merchant acquiring and embedded payments remains a key theme for the sector Source 5.

9

Stablecoin rails gain traction as a payment infrastructure theme

Recent commentary on corporate crypto emphasizes that stablecoin rails are moving from a niche concept to a practical payments layer for businesses Source 3. That shift is being driven by clearer regulation and growing interest in faster, lower-cost settlement for cross-border and treasury workflows Source 3.

10

Fintech access to the Fed’s rails remains a closely watched policy issue

The Fed’s proposal makes clear that direct access to payment accounts may expand only in a constrained form, with explicit limits on credit, liquidity backstops, and reserve remuneration Source 1. Because regional Reserve Banks retain discretion over account eligibility, the proposal is likely to remain a major policy battleground for fintechs, payments firms, and banks Source 1.