Latest FinTech & Blockchain News

📅April 2, 2026 at 1:00 AM
Major fintech and blockchain developments include UK's Online Crime Centre opening, Swift's tokenized deposit ledger advancement, and regulatory expansion across multiple jurisdictions.
1

UK Launches £31 Million Online Crime Centre to Combat Fraud

The Online Crime Centre opens in April 2026 as a centralized intelligence hub tackling online fraud through a public-private partnership combining law enforcement, intelligence agencies, and financial, technology, and telecommunications sectorsSource 1.

2

Swift Advances Tokenized Deposit Ledger with MVP Launch Planned

Swift has completed the design phase and begun building infrastructure for a blockchain-based ledger enabling 24/7 cross-border payments for banks using tokenized deposits, with a minimum viable product planned to go-live with real-world transactions this yearSource 2. Over 40 institutions including JP Morgan Chase, HSBC, Deutsche Bank, and Bank of America shaped the design, which will be built on EVM-compatible Hyperledger Besu architectureSource 2.

3

Bank of Japan Tests Blockchain-Based Settlement for Reserves

On March 3, 2026, the Bank of Japan announced plans to conduct blockchain technology experiments for settling reserves held by financial institutions at the central bank as part of its 'sandbox' projectSource 1.

4

Mastercard Launches Global Crypto Partner Programme

On March 11, 2026, Mastercard announced a Crypto Partner Programme bringing together over 100 crypto-native companies, payments providers, and financial institutions to develop scalable, compliant on-chain payment solutionsSource 1.

5

Visa and Bridge Expand Stablecoin-Linked Card Issuance Globally

On March 3, 2026, Visa and Bridge announced expansion of collaboration to issue stablecoin-linked Visa cards to over 100 countries, enabling on-chain transaction settlement through Lead BankSource 1.

6

OCC National Trust Bank Rule Removes Regulatory Ambiguity

An amendment to 12 CFR 5.20 took effect April 1, 2026, clarifying that national trust banks can conduct non-fiduciary custody activities, which crypto firms specifically require for their charter structuresSource 3. Eleven companies including Circle, Ripple, BitGo, and Paxos filed for or received conditional OCC approvals in an eighty-three day window before March 5Source 3.

7

Congress Introduces Multiple Prediction Market Regulation Bills

Between March 25-26, 2026, lawmakers introduced three bipartisan bills regulating prediction markets, including the PREDICT Act and Public Integrity in Financial Prediction Markets Act, targeting insider trading by government officialsSource 5.

8

California Governor Bans State Officials from Prediction Market Insider Trading

On March 27, 2026, California Governor Gavin Newsom signed an executive order prohibiting gubernatorial appointees from using confidential information to profit from prediction market contracts, marking the first state-level action on this issueSource 5.

9

UK to Implement Comprehensive Cryptoasset Regulation by October 2027

Cryptoasset firms will be brought under the full financial services regulatory framework by October 2027, requiring FCA authorisation and compliance standards similar to traditional financial institutionsSource 1.

10

US Crypto ATM Crackdowns Address Rising Fraud and User Risks

Regulators across the United States have issued 60-day removal orders for crypto ATMs as concerns grow regarding scammer exploitation of these platforms and associated user lossesSource 7.

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