Latest FinTech & Blockchain News
UK Publishes New Cryptoassets Regulations for 2027 Regime
New UK regulations define regulated cryptoassets including stablecoins, trading platforms, and staking, requiring FCA authorization from September 2026. Firms currently under money laundering rules won't auto-convert to full authorization.
A new admissions regime for public offers and market abuse rules are also established.
FCA Launches Mills Review on AI in Retail Financial Services
The FCA initiated the Mills Review on 27 January to assess AI's impact on retail finance, including generative and agentic AI effects on consumers and competition. Views are invited by 24 February 2026 on AI evolution, market effects, and regulatory needs.
OFSI Tackles Crypto for Sanctions Evasion via Fusion Cell
The UK's OFSI launched a Crypto Cash Fusion Cell with law enforcement to combat sanctions evasion using cryptoassets. It treats crypto evasion like traditional currency exploitation.
DBS and Visa Advance Agentic Commerce Trials in Asia Pacific
DBS Group and Visa are collaborating on agentic commerce trials across Asia Pacific. This partnership highlights February's top fintech collaborations.
Banco Ganadero Partners TerraPay for Real-Time Remittances
Bolivia's Banco Ganadero teamed up with TerraPay to enable real-time remittance services. This is among the month's key fintech partnerships.
PTSB Partners Red Hat for OpenShift Platform
PTSB collaborated with Red Hat to implement the OpenShift platform. The partnership is featured in February 2026's top five stories.
b1Bank Implements AI Agents with Covecta
b1Bank partnered with Covecta to deploy AI agents. This initiative is part of leading monthly fintech partnerships.
Bank of America Taps LSEG for Enhanced Market Insights
Bank of America partnered with London Stock Exchange Group (LSEG) to improve client market insights. It's highlighted in February's top partnerships.
Stablecoin Payments Pose Real Deposit Risk to Banks
Stablecoin payments for everyday uses like rent threaten bank deposits, with $18B annualized spend on branded cards. The market could hit $10T in 5-10 years as they enter B2B and treasury.
Banks lose monopoly on liquidity due to instant settlement.
Central Banks Divided on Stablecoin Impact on US Treasuries
Fintech Benchmarks 2026 shows central banks split: 47% say dollar stablecoins unequivocally boost US Treasury demand, others see unclear net effects. Growth likely increases short-term Treasury demand.
Most circulating stablecoins are USD-pegged.
VCs Bet on Fintech Infrastructure Amid $116B 2025 Investment
Global fintech investment rose to $116B in 2025, but deal volume hit a nine-year low, signaling VC focus on infrastructure bets for 2026. Key areas include infrastructure plays.
Chime Forecasts 2026 Revenue Above Estimates, Achieves Profitability
Fintech Chime expects 2026 revenue to exceed estimates due to strong demand, with shares surging 9.4% post-results. The company anticipates profitability in 2026.