Latest FinTech & Blockchain News

📅January 16, 2026 at 1:00 AM
FinTech and blockchain news highlights AI security funding, digital asset partnerships, Bitcoin market shifts, regulatory rulings, and industry revolutions amid global expansion.
1

WitnessAI Raises $58M for Global AI Security Expansion

AI security platform WitnessAI secured $58 million in funding led by Sound Ventures, with participation from Fin Capital, Qualcomm Ventures, and others to accelerate global growth.Source 1 The funds support expanded agentic AI governance for monitoring AI agents, tools, and data in regulated industries like financial services.Source 1 New capabilities include blocking malicious prompts and policy enforcement based on behavioral intent, available from January 2026.Source 1

2

ClearBank Partners with Taurus for Digital Asset Services

UK-based ClearBank selected Taurus to leverage Taurus-PROTECT for its stablecoin-related services.Source 2 This partnership enhances ClearBank's digital asset offerings amid growing demand for secure crypto infrastructure.Source 2 The collaboration supports regulated digital asset custody and operations in fintech payments.Source 2

3

Bitcoin Fails to Hold Above $97K as Rally Cools

Bitcoin prices dipped below $97,000 with crypto markets remaining mostly flat despite elevated ETF inflows.Source 3 Analysts describe the movement as a transitional phase in the ongoing rally.Source 3 This update reflects broader market stabilization on January 15, 2026.Source 3

4

Ontario Court Orders Binance to Pay $261,900 in Legal Costs

The Ontario Superior Court ruled Binance must pay $261,900 after deeming its Hong Kong arbitration attempt abusive against Canadian class action plaintiffs.Source 4 The case, Lochan v. Binance, alleges unregistered securities trading by Binance in Canada.Source 4 The decision reinforces Canadian jurisdiction over global crypto platforms and rejects offshore litigation tactics.Source 4

5

Fintech's Next Revolution Driven by Blockchain and AI

Blockchain is enabling new money flows and faster cross-border transactions while AI revolutionizes financial processes.Source 5 This trend signals a major shift in the fintech landscape.Source 5 Industry leaders highlight integration of these technologies for efficiency gains.Source 5

6

Ripple Secures Preliminary Approval for EMI License

Ripple obtained preliminary approval for its Electronic Money Institution (EMI) license, advancing its regulatory compliance in Europe.Source 2 This milestone supports Ripple's expansion in payment services using blockchain technology.Source 2 It positions Ripple for broader stablecoin and fiat-crypto operations.Source 2

7

Rhode Island Proposes Bill to Eliminate Taxes on Small Bitcoin Transactions

Rhode Island lawmakers introduced a bill to remove taxes on small Bitcoin transactions, aiming to boost crypto adoption.Source 2 The proposal targets everyday use cases to reduce barriers for retail users.Source 2 This reflects growing U.S. state-level support for blockchain integration.Source 2

8

WitnessAI Reports 500% ARR Growth Amid Enterprise Adoption

WitnessAI achieved over 500% growth in annual recurring revenue and a fivefold headcount increase in the past year.Source 1 It protects hundreds of thousands of employees across financial services, utilities, and other sectors.Source 1 Investors like Qualcomm and Fin Capital praise its role in secure AI for fintech.Source 1

9

PNC, STT, MTB, RF, WIT Set for Pre-Market Earnings on January 16

Financial firms including PNC Financial, State Street (STT), M&T Bank (MTB), Regions Financial (RF), and Wit report earnings before market open.Source 6 These reports could influence fintech and banking sector sentiment.Source 6 Investors watch for insights on digital transformation and blockchain initiatives.Source 6

10

Asia-Pacific Shifts from Crypto Rules to Regulated Rails in Web3 Payments

Ongoing series explores rebuilding Web3 payments infrastructure in Asia-Pacific, moving from unregulated crypto to compliant systems.Source 2 Part 3 highlights regulatory evolution and stablecoin integration.Source 2 This trend supports scalable blockchain-based cross-border payments.Source 2

11

Digital Euro Scenarios Reshape Europe's Payment Landscape

Analysis outlines four potential futures for the digital euro, impacting fintech and blockchain in payments.Source 2 Key focuses include CBDC integration with private stablecoins and rails.Source 2 This could accelerate Europe's adoption of digital assets.Source 2