Latest FinTech & Blockchain News

📅January 15, 2026 at 1:00 AM
Key FinTech & Blockchain developments include US Clarity Act debates with mixed crypto leader support, NY DFS blockchain compliance mandates for banks, stablecoin integration advances, and AI innovations ahead of 2026.
1

NY DFS Mandates Blockchain Intelligence for Banks

New York Department of Financial Services requires regulated banks handling virtual assets to integrate blockchain intelligence like TRM Labs into compliance programs, including wallet screening and source of funds checks. This signals mainstream institutional crypto adoption with heightened regulatory expectations.Source 1

2

Clarity Act Markup Faces Crypto Industry Divide

Ahead of January 15, 2026 Senate markup, Coinbase withdraws support citing unfavorable amendments, while Ripple Labs and Coin Center endorse the bill for advancing crypto market structure. Traditional banks influence amendments to limit stablecoin yields and competition.Source 3

3

Senate Banking Committee Markup on Crypto Legislation Proceeds

Senate Banking Committee holds markup on January 15 at 10AM ET despite amendments over stablecoin interest yields, which banks fear could erode deposits. Senate Agriculture Committee delays to January 27.Source 5

4

Stablecoins Anchor in Traditional Finance with $155B Treasury Holdings

US dollar stablecoin issuers hold $155 billion in US Treasury bills as of October 2025, integrating into safe-asset infrastructure. Banks like Visa expand USDC settlement for resilient cross-border payments.Source 2

5

Crypto Payments Evolve with Embedded Rails and AI Automation

Stablecoins become digital settlement standard in fintech via APIs; AI automates compliance, fraud detection, and reconciliation for scalable 24/7 operations. White-label modules mirror traditional finance trends.Source 2

6

Joshua Klayman Discusses Legal Clarity in Tokenized Finance

Linklaters' Joshua Klayman highlights maturing crypto laws, including Societe Generale's first USD stablecoin issuance by a global bank on public blockchains. Emphasizes banks' growing tokenized asset roles.Source 1

7

Bank of Italy Warns of Ether Price Crash Risks to Blockchain Security

Unbacked tokens like Ether link market volatility to infrastructure risk; severe price drops could halt validators, exposing stablecoins and tokenized assets to failures despite past resilience.Source 4

8

Datavault AI Partners with Fintech.TV for Patented Rating Tech

Datavault AI launches AI content detection, bias meter, and polling via US Patent on Fintech.TV pilot, targeting Web3 monetization in $340-395B global fintech market projected to exceed $1T by 2030s.Source 6

9

Growth Equity Funding Set to Rise in Crypto and Defense for 2026

Rothschild & Co predicts rebound in growth equity raises, with strong funding growth anticipated for crypto sectors despite 2025 challenges.Source 8

10

Digital Euro Conference 2026 Spotlights CBDCs and Stablecoins

Upcoming Frankfurt event on March 26 explores future of money focusing on CBDCs, stablecoins, and bank tokens in hybrid format.Source 4

11

Fintech.TV Expands with 24/7 Livestream and Global Reach

Fintech.TV pilots AI tools while broadcasting to 90 airports, 500K hotel rooms, and FAST channels in 40+ countries from NYSE studio.Source 6Source 9

12

Coinbase Repositions Amid Global Fintech Shifts

Today's blockchain headlines highlight Coinbase's strategies alongside regional ecosystem innovations and incumbent adaptations.Source 7