Latest FinTech & Blockchain News

📅January 7, 2026 at 1:00 PM
FinTech and Blockchain see Ethereum upgrade, massive Bitcoin ETF inflows, XRP surge, broker tech shifts, AI expansions, acquisitions, and institutional crypto moves on Jan 7, 2026.
1

Ethereum Upgrade Boosts Blob Capacity on January 7, 2026

Ethereum's technical upgrade today increases blob data capacity per block, solving scalability issues and accelerating Layer 2 adoption.Source 1 This positions Ethereum as prime DeFi infrastructure with lower fees, competing with Solana while maintaining security.Source 1 Fintech implications include mainstream blockchain adoption for faster, transparent finance.Source 1

2

Bitcoin ETFs Attract $1.2B Inflows in First Two Days of 2026

U.S. spot Bitcoin ETFs saw $1.2B net inflows in the first two trading days, led by BlackRock's IBIT with $697M on Monday.Source 2 Analysts predict $20B-$70B annual inflows, potentially driving Bitcoin to six figures amid institutional demand.Source 2 Morgan Stanley's filing for Bitcoin and Solana ETFs signals Wall Street's deepening crypto involvement.Source 2

3

XRP Surges 25% in Early January, Outperforming BTC and ETH

XRP gained 25% in the first week, hitting $2.40 before pulling back to $2.24, crushing Bitcoin's 6% and Ethereum's 10% returns.Source 4 Ripple partners with Mizuho Bank, SMBC Nikko, and Securitize Japan for XRP Ledger adoption in payments and tokenization.Source 4 U.S. OCC approval for Ripple National Trust Bank adds institutional credibility.Source 4

4

63% of Brokers Launch with Fully Integrated Tech Stacks

B2BROKER's 2025 report shows 63% of brokers now use unified CRM, trading platforms, and liquidity, launching in just 10 days.Source 3 This enables multi-asset models across FX, crypto, and derivatives amid $10.17T H1 2025 flows.Source 3 B2TRADER platform supports smart order routing for scalable operations.Source 3

5

2026 Fintech Trends: AI, Stablecoins, and Blockchain Drive Enterprise Shift

2026 marks fintech's inflection with AI agents, stablecoins, and blockchain moving to mainstream enterprise adoption.Source 1 Innovations include Knight Fintech's $23.6M funding, Pluto's AI lending, and BMG Money's capital programs.Source 1 Cybersecurity focuses on biometrics amid rising AI threats.Source 1

6

UK Fintech Permutable AI Expands to Asia-Pacific

Permutable AI announced Asia-Pacific expansion for AI-driven macro and commodities intelligence on January 7, 2026.Source 5 Appointing Graham Emo to lead, it targets institutional clients with real-time event processing via ML and NLP.Source 5 Focuses on geopolitics' market impact for forward-looking insights.Source 5

7

Axiom GRC Acquires AssurancePoint to Boost U.S. Compliance

Axiom GRC acquired AssurancePoint to expand in U.S. cyber compliance and assurance, integrating with IS Partners.Source 7 AssurancePoint specializes in SOC and ISO frameworks, enhancing Axiom's end-to-end GRC for 30,000+ clients.Source 7 Second U.S. acquisition targets growing regulatory pressures.Source 7

8

Morgan Stanley Files for Bitcoin and Solana ETFs

Morgan Stanley filed with SEC to launch Bitcoin and Solana ETFs, broadening access with its $8T assets.Source 2 This follows BlackRock and Fidelity, legitimizing crypto as mainstream amid ETF inflow surge.Source 2 Could drive further institutional adoption in 2026.Source 2

9

Ripple Gains U.S. OCC Approval for National Trust Bank

Ripple received conditional OCC approval for Ripple National Trust Bank post-GENIUS Act signing in 2025.Source 4 Enables federal stablecoin regulations and bolsters XRP's institutional role.Source 4 Supports declining exchange reserves and rising network activity.Source 4

10

B2BROKER Highlights Multi-Asset Trading Boom

Online trading platforms projected to reach $14B by 2027, with brokers adopting multi-asset via unified stacks.Source 3 70/30 split between startups and mature firms favors turnkey and API solutions.Source 3 Mobile trading dominance drives centralized CRM and liquidity needs.Source 3

11

Bitcoin Poised for 2026 Bounce Despite 2025 Dip

Bitcoin fell 5% in 2025 but shows recovery potential with ETF inflows and institutional shifts as of Jan 7.Source 8Source 2 Average historical returns suggest strong upside amid current momentum.Source 8 Volatility eased post-year-end, holding above $90K.Source 2