Latest FinTech & Blockchain News

📅December 29, 2025 at 1:00 AM
Major 2025–2026 shifts: regulatory moves, exchange and chain security incidents, institutional crypto adoption, bank tech integration and stablecoin developments.
1

Flow blockchain suffers December 2025 private‑key exploit and $3.9M loss

A December 2025 exploit on Flow’s proxy contract drained about $3.9 million and triggered a ~45% plunge in the FLOW token, prompting debate over rollbacks and resilience in DeFi ecosystemsSource 1. The incident highlighted execution‑layer vulnerabilities and renewed calls for institutional‑grade security and greater transparency from projectsSource 1.

2

Coinbase: three themes will dominate crypto in 2026

Coinbase Institutional outlined three areas expected to shape crypto markets in 2026 as structural shifts change trading, risk and real‑world adoption patternsSource 6. The note frames the next phase as one driven by product evolution and institutional participation, signaling how firms should position trading and custody servicesSource 6.

3

Bitcoin flash crash to $24,000 on Binance’s BTC/USD1 pair over Christmas

A Christmas‑period flash crash briefly showed BTC at $24,000 on Binance’s BTC/USD1 trading pair after liquidity imbalances; prices on larger pairs like BTC/USDT stayed near ~$86,400, and the move was linked to heavy activity in the USD1 stablecoin marketSource 3. The episode renewed interest in self‑custody and raised questions about exchange pair liquidity and stablecoin peg stabilitySource 3.

4

Major banks pursue blockchain and AI to expand margins

Analysis reports that large banks (e.g., JPMorgan, Capital One, RBC) are integrating blockchain and AI to drive operational efficiency and potential valuation re‑rating, with examples of margin improvements and multi‑billion technology investmentsSource 2. Analysts caution execution risk despite attractive margin upside from tech adoptionSource 2.

5

Avalanche Foundation pursues $1B institutional capital via US treasury structures

The Avalanche Foundation is reportedly pursuing two $500 million deals to create dedicated AVAX treasury companies in the U.S., aiming to attract up to $1 billion in institutional capital for AVAX exposureSource 8. The move would deepen institutional avenues for on‑chain treasury management and corporate crypto allocationsSource 8.

6

2025 review: crypto industry saw ETP approvals, bank transformations and tighter regulation

Industry retrospectives note 2025 milestones including SEC approval of spot crypto ETP common listing standards, Circle and Ripple moving toward national trust bank structures, and accelerated convergence between crypto and traditional financeSource 4. The report also emphasizes a year marked by major hacks, macro shocks, and a regulatory tightening that reshaped market structureSource 4.

7

Corporate bitcoin treasuries face year‑end pain as prices plunged

Companies that accumulated bitcoin for treasury purposes saw share‑price fallout after a year‑end crypto plunge, with some firms selling holdings to meet obligations and analysts warning of contagion risk within the crypto sectorSource 5. The coverage highlights that corporate bitcoin strategies can backfire without liquidity planning and risk controlsSource 5.

8

Debate over GENIUS Act revival draws Coinbase criticism

Coinbase CEO Brian Armstrong warned that reopening the GENIUS Act would be a ‘red line’, accusing banks of political pressure—underscoring ongoing industry tensions over regulatory frameworks and lobbying around crypto banking rulesSource 7. Armstrong’s comments signal potential industry pushback if legislators revisit previously negotiated measuresSource 7.

9

Solana reports record revenue in 2025, positioning as industry leader

Reports indicate Solana achieved record revenue in 2025, reinforcing its status among high‑throughput chains and strengthening its competitive position in areas like DeFi and NFTsSource 10. The milestone is cited as evidence of developer and commercial traction despite broader market volatilitySource 10.

10

Industry sees rising focus on stablecoins for payments and settlement

Coverage of 2025 notes stablecoins evolving from trading tools to payment and settlement infrastructure, with firms such as Klarna launching USD stablecoins and Circle pursuing IPO and bank transformation pathsSource 4. Regulators and market participants are increasingly focused on stablecoin design, oversight and systemic implicationsSource 4.