Latest FinTech & Blockchain News

馃搮December 26, 2025 at 1:00 PM
FinTech and Blockchain see stablecoin regulation advances, Hedera adoption surge, Mongolia's 24/5 blockchain trading launch, massive Bitcoin options expiry, and AI-Web3 expansions amid 2025 breakthroughs.
1

Stablecoins Mature in 2025 with Regulation and Bank Adoption

In 2025, stablecoins shifted from speculation to structured infrastructure via regulation like the GENIUS Act, enabling banks and fintechs to integrate them for payments and settlements.Source 1 Fintech firms led expansion in routine use, while banks revived projects post-regulatory clarity, forming collateralized tokens.Source 1 This convergence validates fintech for treasury and cross-border commerce.Source 1

2

Hedera Hashgraph Hits Real-World Adoption Milestones

Hedera's hashgraph enables rapid enterprise transactions, boosting recognition in 2025.Source 2 Australia's AUDD stablecoin launched on Hedera, enhancing payments and DeFi.Source 2 Red Swan tokenized $5B in real estate, plus expansions in carbon markets and AI data management.Source 2

3

Top Fintech Stocks Poised for 2026 Growth via Tokenization and AI

Tokenization drives 24/7 trading, AI boosts productivity but raises fraud risks needing RegTech.Source 3 Coinbase rated Buy with $415 target, benefiting from regulatory clarity, stablecoins, and diversified revenue.Source 3 New products like commission-free trading position it as an 'Everything Exchange'.Source 3

4

Bitcoin Faces Record $23.7B Options Expiry Today

December 26, 2025, marks Bitcoin's largest options expiry on Deribit with $23.7B notional, 3:1 call-put ratio signaling bullish bets.Source 5 Gamma flush post-expiry could break $85K-$90K range via liquidity vacuum.Source 5 Expect volatility from hedging unwind and supply-demand dynamics.Source 5

5

Mongolia Launches World's First 24/5 Blockchain Securities Trading

Mongolia's OTC market now runs 24/5 with blockchain by AND Global, settling trades in under a minute.Source 8 Tested 18 months, trading volume up 40% post-transition announced September 2025.Source 8 Enhances efficiency, liquidity, and global financial innovation.Source 8

6

MSCI Proposal Threatens $15B Crypto Liquidations

MSCI plans to exclude firms with digital assets over 50% of total from indexes, forcing sales of Bitcoin and others.Source 7 Affects companies to maintain eligibility; decision January 15, 2026, effective February.Source 7 Could trigger billions in forced liquidations.Source 7

7

QRL 2.0 Prepares Blockchain for Quantum Threats

QRL 2.0, audit-ready Q1 2026, offers EVM-friendly quantum-safe bridge as qubit advances near ECC-breaking by 2028-2033.Source 6 $10B quantum funding in 2025 accelerates risks to legacy crypto.Source 6 Designed for easy migration to protect broader economy.Source 6

8

KaJ Labs Boosts AI and Web3 with Strategic Capital

KaJ Labs accelerates AI-Web3 expansion via capital deployment to high-impact initiatives on December 26, 2025.Source 10 Decentralized research org aligns funding for long-term blockchain innovation.Source 10 Builds ecosystem momentum in converging technologies.Source 14

9

Crypto Market Pivotal with $27B BTC-ETH Options Expiry

Record $27B Bitcoin and Ethereum options expire today on Deribit, with BTC near $88K and ETH $2950.Source 13 Traders anticipate volatility from expiry dynamics.Source 13 Mirrors earlier $23.7B BTC event analysis.Source 5

10

2025 Crypto Highlights: Bitcoin Peak, GENIUS Act, Liquidations

2025 featured Bitcoin $126K high, GENIUS Act passage, $19B liquidation event, and Trump tariffs impact.Source 9 Swedish Klarna launched KlarnaUSD stablecoin on Tempo blockchain for faster payments.Source 15 Reshaped industry toward utility and regulation.Source 9

11

AI and Blockchain Set to Revolutionize Financial Services

BitMine chairman predicts AI-blockchain fusion boosts bank profits via efficiency gains.Source 12 Aligns with fintech trends in RegTech and automation.Source 3 Japan debates crypto as opportunity amid private asset proliferation risks.Source 11

12

XRP ETFs Amass $1B Assets, AI Forecasts Surge on Inflows

U.S. XRP spot ETFs launched November 2025, gathering $1B in first four weeks, outpacing early ETH ETFs.Source 16 AI models predict price jumps if inflows hit $10B by 2026.Source 16 Signals growing institutional tokenized asset interest.Source 3