Latest FinTech & Blockchain News

📅December 26, 2025 at 1:00 AM
Record Bitcoin options expiry, Nvidia–Groq AI deal boosts crypto/AI tokens, Mongolia launches 24/5 blockchain securities trading, stablecoins surge and institutional adoption reshape markets.
1

Record $23.6B Bitcoin options expiry could amplify BTC volatility

A historic $23.6 billion of Bitcoin options is set to expire on December 26, potentially driving sharp short-term volatility as market makers unwind hedges and concentrated open interest pressures price dynamicsSource 1Source 7. Analysts warn concentrated strikes around $85k–$120k may create self‑fulfilling ‘max pain’ effects and rapid price swings until new funding structures formSource 1Source 7.

2

Nvidia signs $20B AI inference licensing deal with Groq; crypto AI tokens jump

Nvidia announced a non‑exclusive licensing agreement with Groq for inference technology in a deal reported at $20 billion, sparking rallies in Bitcoin and AI‑focused crypto tokens as markets priced stronger AI adoption tailwindsSource 4. Crypto commentators linked the deal to renewed demand for decentralized AI and compute‑oriented blockchain projects, with BTC moving toward the mid‑$80k range after the newsSource 4.

3

Mongolia launches world’s first 24/5 blockchain‑based securities trading platform

Mongolia’s OTC securities market went live on a blockchain system enabling continuous 24‑hours/day, 5‑days/week trading with automated settlement under one minute, following an 18‑month sandbox trialSource 6. The rollout, built by AND Global Group and managed by the Mongolian Association of Securities Dealers, reportedly lifted secondary market activity by ~40% in the three months after transitionSource 6.

4

Stablecoins near $310B supply as mainstream on‑chain utility expands in 2025

On‑chain data show stablecoin supply approaching $310 billion, marking stablecoins as crypto’s largest mainstream use case in 2025 driven by payments, trading rails and institutional liquidity needsSource 5. The Defiant analysis highlights stablecoins’ role in liquidity provision and tokenized finance as market infrastructure maturesSource 5.

5

Retail apathy grows while institutional adoption reshapes crypto market structure

Multiple market observers report reduced retail engagement in 2025 coupled with rising institutional flows, changing liquidity patterns and product demand for custody, derivatives and tokenization infrastructureSource 3. Firms note higher capital concentration through institutional channels may lower some short‑term volatility but increase dependence on OTC and institutional liquiditySource 3.

6

Crypto M&A and IPO activity hit record $8.6B in 2025 amid friendlier US regulatory climate

Deal‑making in the crypto sector accelerated to $8.6 billion in 2025, driven by mergers, acquisitions and public listings as regulatory clarity in the U.S. improved and capital sought regulated exposuresSource 9. The surge reflects strategic consolidation and investor appetite for regulated crypto businesses and infrastructureSource 9.

7

Derivatives positioning spotlight: concentrated strikes could create market ‘max‑pain’

Derivatives desks and analysts emphasize that concentrated open interest on platforms such as Deribit around specific strike bands amplifies the market impact of large options expiries and hedging flows, elevating liquidation and repricing risksSource 7. The December expiry is cited as a stress test of market maturity given record open interest and macro policy uncertaintySource 7.

8

AI–blockchain convergence gains momentum as industry leaders highlight benefits for finance

Industry voices and exchanges note an accelerating convergence of AI and blockchain for financial services, with expectations that AI will become a primary interface for analytics, onboarding and agentic commerce across crypto applicationsSource 12Source 10. Commentators foresee AI tools boosting compliance, analytics and user‑experience layers on tokenized finance platformsSource 12Source 10.

9

Tokenization and real‑world asset pilots continue to expand across jurisdictions

2025 saw more public‑sector pilots and enterprise tokenization projects for real‑estate, trade finance and supply‑chain provenance as blockchain infrastructure and compliance tooling matured, enabling new asset classes to be issued on‑chainSource 3. Observers say practical tokenization use cases are driving developer activity even as speculative flows coolSource 3.

10

Speculative token promotions and holiday pump‑and‑rumour projects proliferate on Solana and L2s

Holiday season saw aggressive retail marketing around high‑risk projects like Solana‑based layer‑two tokens and other presale tokens, raising concerns about pump‑and‑dump risk and investor protection amid lower retail due diligenceSource 8. Analysts warn that presale claims (e.g., 100x promises) and limited liquidity can produce sharp losses when sentiment shiftsSource 8.

11

AI price‑forecast models and ETFs influence altcoin flows — XRP ETF early traction noted

Early U.S. spot XRP ETFs gathered rapid initial assets (~$1B in four weeks), prompting AI‑driven price forecasting models and commentary linking ETF inflows to altcoin repricings and investor rotationsSource 14. Market analysts say ETF issuance and algorithmic research increasingly shape short‑term capital allocation across digital‑asset classesSource 14.

12

Asset managers distribute dividends from blockchain & fintech ETFs as markets settle

Some sector ETFs, including the ARK Blockchain & Fintech Innovation ETF, are executing ex‑dividend actions in late December, reflecting maturing fund operations and income distribution mechanics in crypto‑adjacent investment productsSource 15. These events indicate increasing institutional productization of blockchain exposureSource 15.