Latest FinTech & Blockchain News

๐Ÿ“…December 4, 2025 at 1:00 PM
Major fintechs are advancing blockchain, AI, and quantum-secure infrastructure, while regulators intensify scrutiny and banks accelerate crypto integration, shaping the future of global finance.
1

Block and Circle Advance Blockchain and AI Strategies

Block is focusing on Bitcoin for payments and integrating AI bots for commerce, while Circle sees stablecoins powering agentic digital wallets. Both firms are driving practical use cases for blockchain and AI in payments Source 1.

2

Coinbase Partners with JPMorgan and Citi for Crypto Integration

Coinbase has formed strategic alliances with JPMorgan and Citibank, enabling stablecoin trading and Bitcoin custody services, signaling institutional acceptance and mainstreaming of digital assets Source 2.

3

Niobium Raises $23M for Quantum-Resilient Chip Tech

Niobium secured over $23 million to scale fully homomorphic encryption (FHE) hardware, aiming to provide quantum-secure computing for blockchain and AI systems Source 3.

4

Global Regulators Increase Scrutiny on Fintech Startups

Regulators worldwide are tightening oversight on fintechs, focusing on AML, KYC, and digital asset risks, with new frameworks like MiCA and increased SEC/CFTC enforcement Source 4.

5

UP Fintech Reports Record Revenue and Expands Crypto Offerings

UP Fintech hit record quarterly revenue, expanded crypto trading to New Zealand, and upgraded its AI investment tools, with global client assets reaching $61 billion Source 5.

6

Stripe Acquires Billing Platform Metronome

Stripe has agreed to acquire Metronome, a billing startup founded by a former Dropbox engineering director, to enhance its billing infrastructure and services Source 7.

7

JPMorgan and Prudential Featured in FinTech Magazine's December Issue

FinTech Magazine's latest issue highlights JPMorgan and Prudential's digital transformation, covering payments, open banking, and digital assets, with 2026 forecasts and executive insights Source 6.

8

Fintechs Challenge Banks with Debit Cards and Crypto Services

Major fintechs like Block, PayPal, and Chime have issued over 55 million debit cards and are leading in crypto and AI, pressuring banks to innovate Source 1.

9

AI Adoption Surges in Investment Fintechs

UP Fintech's TigerAI assistant saw a fivefold increase in users and tenfold rise in conversations, reflecting rapid adoption of AI for investment research and analysis Source 5.

10

Quantum-Resilient Compute Gains Traction in Blockchain

Niobium's FHE hardware is attracting interest from blockchain and federated learning sectors, aiming to secure data in the quantum era Source 3.