Latest FinTech & Blockchain News

đź“…December 3, 2025 at 1:00 AM
Ethereum's Fusaka upgrade launches, slashing data costs and boosting Layer-2 efficiency; major banks expand into crypto and tokenized deposits; regulators roll out new stablecoin and fintech rules; institutional crypto adoption accelerates.
1

Ethereum Fusaka Upgrade Goes Live

Ethereum's Fusaka upgrade activates today, introducing PeerDAS and higher gas limits to cut validator data load by 85% and boost Layer-2 scalability and speed Source 1Source 3Source 4.

2

Layer-2 Fees Expected to Drop

With Fusaka, Layer-2 transaction fees are projected to fall 40–60%, benefiting networks like Arbitrum, Optimism, and Base Source 1Source 4.

3

SoFi Launches Crypto Trading for Retail

SoFi relaunched its crypto trading service, becoming the first nationally chartered bank to offer direct retail crypto trading under new regulatory standards Source 2.

4

JPMorgan Deploys Digital Deposit Token

JPMorgan launched its JPMD digital deposit token on Coinbase’s Base network, marking its first native payments product on a public blockchain for institutional transfers Source 2.

5

Vanguard Adds Crypto ETFs to Platform

Vanguard now offers crypto ETF trading—including BTC, ETH, XRP, and SOL—to its 50 million brokerage customers, joining BlackRock and Fidelity Source 3.

6

SEC Innovation Exemption for Crypto Firms

The SEC’s innovation exemption for crypto companies begins in January 2026, aiming to foster fintech and digital asset innovation under new regulatory flexibility Source 3.

7

Fed Prepares New Stablecoin Rules

Fed Board Member Bowman announced upcoming regulations for banks and stablecoin issuers to ensure fair competition and safe innovation in digital assets Source 3.

8

FDIC Issues Guidance on Tokenized Deposits

The FDIC will issue new regulatory guidance on tokenized deposits and a formal application process for stablecoin issuers by year-end, differentiating them from private stablecoins Source 2.

9

BlackRock Moves BTC to Coinbase Prime

BlackRock transferred over 1,600 BTC to Coinbase Prime, signaling institutional liquidity preparation ahead of ETF trading Source 3.

10

Swiss AMINA Bank Integrates USDG Stablecoin

FINMA-licensed AMINA Bank integrated Paxos’ USDG stablecoin into custody, trading, and rewards, joining the Global Dollar Network for broader adoption Source 3.

11

Goldman Sachs Acquires Innovator Capital

Goldman Sachs acquired ETF issuer Innovator Capital for $2 billion, strengthening its position in digital asset products and Bitcoin spot ETFs Source 3.

12

NongHyup Bank Pilots Blockchain Cross-Border Payments

South Korea’s NH NongHyup Bank completed a blockchain-based cross-border payment pilot with Partior, validating real-time settlement and interoperability Source 6.